Ben Cooper

We see this often—an investor builds meaningful wealth through a single stock, usually tied to a career or a long-held position. Over time, it becomes too large to ignore. But every time they consider trimming it, the tax bill gets in the way. That hesitation is understandable. For many affluent households, taxes—not market risk—become the … Read more

A lot of established families don’t set out to build a concentrated position. It just happens. A company grows, a career evolves, and before long, a meaningful portion of net worth is tied to one stock. At that point, the question shifts. It’s no longer “Has this been a good investment?” It’s “What role should … Read more

Most concentrated stock issues don’t show up as a crisis. They show up as a quiet constraint. On paper, everything looks strong—net worth is up, the portfolio has done well, and a single position has carried more than its share. But when you try to make a decision—diversify, fund something meaningful, reduce risk—you realize how … Read more

Market volatility can be difficult to manage, especially when balancing risk and growth. The Option Collar is a risk management strategy designed to protect your investments from significant losses while still allowing for potential upside. It is especially helpful when managing a large, concentrated stock position. Learn how this powerful tool can help limit downside … Read more

As an investor with a concentrated stock position, you may find yourself in what some call an “enviable dilemma.” While holding a significant amount of a single stock can lead to substantial wealth, it also comes with increased risk and potential tax implications. In this post, we’ll explore three powerful strategies to help you in … Read more

High-net-worth investors with a concentrated position in a low-basis stock often wish they could use its value to diversify their portfolios or to purchase other assets without selling their position and triggering substantial capital gains. What is Optic Equity Access? Optic Equity Access is a strategy that helps investors tap into the equity in their … Read more

At Optic Asset Management, we have found that many investors who are seeking to improve their portfolio’s performance without changing their holdings are interested in option overlay strategies. These investment techniques can help with risk management, generate additional income, and potentially boost overall returns. Let’s explore what some of the more common option strategies are, … Read more

As asset managers, we often meet investors seeking to enhance portfolio returns while managing risk. A Separately Managed Account (SMA) allows them to choose a covered call strategy aligned with these goals. But what is an SMA? A SMA is a type of investment account managed by a professional advisor or asset manager on behalf … Read more

Introduction Investors often come to us seeking to enhance portfolio returns while managing risk. For some, an index-oriented uncovered call strategy can make sense. In this approach, the potential income generated by an existing portfolio may be either distributed or reinvested, providing income and a degree of risk mitigation. What is an Index-Focused Uncovered Call … Read more

Selling call options on stocks you own can be an effective way to generate additional income from your portfolio. Continue reading to learn how to use covered calls as part of an options income strategy to potentially boost your investment returns. What Are Covered Calls? Covered calls involve owning a stock and selling a call … Read more